Tool / Pay

Salary to Hourly Calculator

This calculator estimates hourly and annual pay under US-style assumptions: 40-hour week, configurable work weeks, overtime multiplier, and withholding estimate. It is useful for salary comparisons, job offers, or side-by-side W-2 role analysis.

Calculator inputs

Assumptions: Withholding is a blended estimate and can differ from final tax liability. Overtime settings model regular recurring overtime, not occasional spikes.

Example: At $38/hour, 40h/week, 50 weeks/year, and 24% withholding, estimated annual gross is about $76,000 and annual net is about $57,760.

FAQ

Why doesn't this match my exact paycheck?

Actual payroll includes pre-tax benefits, filing status, state taxes, local taxes, and payroll timing. Use your paystub as the final source.

Should I set weeks per year to 52?

Use your actual paid weeks. Many workers use 50 to reflect unpaid time off, job transitions, or schedule gaps.

Does this handle PTO?

Indirectly. If PTO is paid, keep weeks higher. If unpaid, reduce weeks worked to model true annual income.

What withholding percent should I start with?

A rough starting range for many W-2 workers is 20-30%, but this varies significantly by state and household situation.

Can I use this for freelance or 1099 work?

Yes, but set higher withholding estimates and account for self-employment tax and irregular billable hours.

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